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HERE TO HELP

UK OMF are here to make things easier. Whether you’re familiar with the home buying process or not, the mortgage market is continuously changing and can be quite daunting. We can help you find the most suitable mortgage for your needs, and will take away much of the stress normally associated with buying a home.

Leading Finance Solutions

from UK OMF

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Whether you're a first-time buyer or an experienced property investor, UK OMF can help you find the right mortgage solution for your needs. Contact us today to schedule a consultation and discuss your requirements with one of our experienced advisors. With UK OMF, you can turn your dream of homeownership into a reality.

Buying a home is one of the most exciting and important milestones in life, and for first-time buyers, it can also be one of the most overwhelming.  At UK OMF, we understand that the process of buying a home can be a complex and a somewhat daunting process. That's why we offer a full range of mortgage services, including pre-approval, property search, and mortgage application processing.

Our experienced team of mortgage brokers will guide you through the entire process, scouring the market for the best product/s to suit your requirements. We have access to a large number of lenders (170+) and products and we also have access to semi exclusive products via our network.

The mortgage process can be broken done into 6 easy steps. The guide below explains what you should expect. Please note - the list is not exhaustive, but just to provide you with a general idea.

We also have a fully comprehensive purchase guide, which explains the process in more depth.

 

You can register with us to receive your free copy.

Stage 1

Financial Assessment

Review you ability to borrow with a UK OMF advisor

Obtain a Decision in Principle

Move to Stage 2

Stage 3

Mortgage Application

Full mortgage application submitted to the most suitable lender

Provide Supporting Documents to your advisor

Move to Stage 4

Stage 5

Exchange

Transfer of the Deposit via Solicitor

Exchange of contracts

Stamp Duty payments via Solicitor

Move to Stage 6

Stage 2

Let the search begin!

Register with agents and find your perfect property.

Make an offer.

Once offer accepted

 

Move to Stage 3

Stage 4

Valuation % Offer

Property Valuation and Instruction of Solicitors

Mortgage offer will be produced by lender

Move to Stage 5

Stage 6

Completion 

Completion Date agreed

Completion. You are now a home owner!

Congratulations!!

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